Real Prevention Takes a Village and Then Some

A new survey from Array Health reports four of five insurance executives anticipate that most employers will use private exchanges to offer benefits by 2018. According to the survey, private exchanges are a win-win situation because they reduce administrative costs. We like private exchanges because they pave the way for individual health insurance to be the standard. The Array report seems to support this conclusion: More exciting, perhaps, is the future outlook around business savings as single-insurer private exchanges start to move with consumers – from group settings to individual plans – keeping loyal consumers tied to particular insurance brands through the exchange model. They have to overcome an internal PR hurdle, according to the survey, because employees are not too thrilled about employers making defined