Headline: "Exchanges Struggle to Enroll Consumers As Income Increases" It’s Because of the Obamacare Dichotomy

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1. Is the Administration Low-Balling Their 2015 Obamacare Enrollment Estimate? Well, with an estimate of only 9 million to 9.9 million, apparently they are. But I will suggest the focus should not be on anybody's estimate for 2015 but rather on how many people need to enroll in Obamacare to make it sustainable. A few points: The Kaiser Family Foundation estimated that when Obamacare launched in 2014, 17.2 million people were eligible for subsidies. The only place you can ...
2. Figures Don’t Lie But Liars Figure––Will There Be Some Obamacare Rate Shock in 2015? Hanging around actuaries as long as I have one of the old sayings I picked up was, "Figures don't lie, but liars figure." I have read one story after another this summer and fall about the modest Obamacare rates increases––or decreases––for 2015. On this blog you have also seen me write about the complex way the 2015 Obamacare rates will hit people particularly because of the impact the changes ...
3. Wisconsin Governor Scott Walker’s Medicaid Policy––and Now His Position Not to Save Insurance Subsidies if the Supreme Court Strikes Them… Speaking to a conservative group in Wisconsin this week, presumptive presidential candidate Scott Walker said he would not move to establish a state exchange in order to preserve the Obamacare federal insurance exchange subsidies if the Supreme Court strikes them down in an expected June ruling: We're going to push back. The President of the United States––they've got to come up with a solution. ...
4. Rethink "Repeal and Replace" and Consumer Friendly Obamacare Fixes – Two Op-Eds in USA Today I have no doubt Republicans will insist on proposing their own complex plan to reform the health insurance system that will include repealing and replacing Obamacare. But I think it is going to get them into more political trouble than it's worth. Here's the first of my two of op-eds in Thursday's USA Today: Rethink "Repeal and Replace" Of course that begs a question, Just what should we do ...
5. Obamacare is "Working a Little Better Than We Expected"––Judge for Yourself Here is what President Obama said in a recent video, "The Affordable Care Act is working. It's working a little better than we expected." On Tuesday, the administration announced that 11.4 million people signed up for Obamacare in the second open enrollment. That number is higher than the number that will ultimately pay for their coverage and complete the enrollment. Even after they complete ...