Obamacare: Death By a Thousand Votes?

We didn’t see a Republican tide on election night. We saw a Republican tsunami. A year after Obamacare went into effect and Democrats said people would come to support it voters gave one Republican candidate after another, who made Obamacare a big part of each of their campaigns, one victory after another. So, how will the Republicans use their convincing result on Obamacare? Republicans will

Health Insurers "Expect at Least 20{c754d8f4a6af077a182a96e5a5e47e38ce50ff83c235579d09299c097124e52d} Growth" From 2015 Enrollment

That was the lead in a Reuters story this morning saying, "health plans expect at least 20{c754d8f4a6af077a182a96e5a5e47e38ce50ff83c235579d09299c097124e52d} growth in customers and in some states anticipate more than a doubling in sign-ups" from the 2015 Obamacare open-enrollment. Well they better do a hell of a lot better than that! The CBO has estimated that 13 million people will ultimately be covered in the Obamacare insurance exchanges in 2015. The

Figures Don’t Lie But Liars Figure––Will There Be Some Obamacare Rate Shock in 2015?

Hanging around actuaries as long as I have one of the old sayings I picked up was, "Figures don’t lie, but liars figure." I have read one story after another this summer and fall about the modest Obamacare rates increases––or decreases––for 2015. On this blog you have also seen me write about the complex way the 2015 Obamacare rates will hit people particularly because of the impact the changes

The Most Transparent Administration Puts a Gag Order on HealthCare.gov Testing

With the second Obamacare open-enrollment beginning on November 15th, the enrollment system’s testing begins with insurance companies this week. Of course, last year the enrollment system testing was a real mess resulting in a humiliating Obamacare launch for the administration. Up until now I wasn’t expecting any major problems with HealthCare.gov’s consumer enrollment system given all of the

One Year Later: The Affordable Care Act’s Launch on October 1, 2013––So How Did it Go?

Here unedited is what I posted on September 29, 2013: The Affordable Health Care Act’s Launch On October 1st––So How Did it Go? Unavoidably, that will be the big question come Tuesday. But there will be much more to it than that. A 180-Day Open Enrollment––Not a One-Day Open Enrollment What happens on the first day, for good or bad, will constitute only a tiny percentage of the open

The "7.3 Million"

The administration finally released the Obamacare enrollment count this week. Like everything else about their scorekeeping we got a number. Just one number. A number that was conveniently better than we had expected. And, we got no real context for the number or any of the back-up information. I thought this quote in a Politico article was telling: The figure is complex to unravel. The number

The Next Chapter of Obamacare

Welcome back from the summer. It’s been pretty quiet lately on the Obamcare front. So quiet, that there has been a flurry of articles recently over how Obamacare has dropped to a second or even third tier issue and will hardly matter come election-time. Wishful thinking. Obamacare has largely been out of the news cycle for a couple of months but that is about to change. A few thoughts. The

Research/Employment Opportunity

The Music for Health Project, run by the Nell Hodgson School of Nursing at Emory University, is currently seeking an on-site research coordinator 1-2 days a week for participant recruitment and monitoring at its Athens, Georgia study site. read more